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Bipartisan House Letter Cautions Treasury on Business Lending

Business lending is fundamentally different from consumer lending, and regulations should not treat them similarly, a bipartisan group of 20 House members told Treasury Secretary Jack Lew in a letter yesterday. Led by Reps. Randy Neugebauer (R-Texas) and Lacy Clay (D-Mo.), the lawmakers cautioned the Treasury Department not to make any recommendations that would stifle small business credit.

Tags: Access to Capital, Funding Read More »

Department of Treasury to Release Report on Marketplace Lending

The US Department of Treasury has announced its intent to release a white paper next week pertaining to their review of the marketplace lending industry (orginally labeled peer to peer lending). The document is expected to encapsulate the many comment letters submitted to Treasury following their initial “Request for Information” (RFI) in July of 2015. Treasury followed up the request with a gathering of over 80 industry participants in August of 2015 that included an “impromptu” visit by Secretary of the Treasury Jack Lew who gave a brief “supportive” speech.

Tags: Access to Capital, Funding, Crowdfunding, Guest Post Read More »

Why Online Business Loans Are More Expensive Than Bank Loans

If you’re an entrepreneur looking to borrow money to grow your business, applying for funding might dampen your excitement. Bank business loan applications are tedious, tiring, and cumbersome, but the more convenient online business loans cost more.

Why the difference? Here’s what you need to know.

Banks Get Money Cheaper

Online business loans from alternative lenders cost more for borrowers because they cost more for lenders, too. Banks simply have access to cheaper money from a couple of different sources.

Tags: Guest Post, Fundera Read More »

When Does Short-term Debt Make Sense?

There’s a reason why the old phrase “you have to spend money to make money” is so prevalent—because access to capital is the lifeblood of any business, and small businesses in particular.

Tags: Guest Post, Fundera Read More »

Enrollment Season is Here: LGBT Small Businesses Get Covered under Health Reform

It’s open enrollment season once again – and that means that employers and employees all across the country are considering their new health insurance options! Thanks to the Affordable Care Act, there are many new options available, particularly for small businesses and their employees.

Tags: Workplace Benefits, Healthcare Read More »

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